📜 Terms of Use
Effective Date: 15 October 2025
Last Updated: 15 October 2025
Welcome to Empowering Financial Minds (EFM). By accessing or using this website, you agree to be bound by the following Terms of Use.
1. General Use
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This website is for educational and reflective purposes only.
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You may access articles, discussions, and private content for personal use only.
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You may not copy, reproduce, resell, or redistribute any content without written permission.
2. No Financial Advice
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EFM is not a financial advisory service.
Nothing on this website should be interpreted as personalized financial advice, investment recommendation, or solicitation to buy/sell any asset or financial product. -
Users are encouraged to make decisions based on independent research and their own financial judgment.
3. Member Accounts
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You are responsible for maintaining the confidentiality of your login credentials.
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We reserve the right to suspend or delete accounts for misuse, spam, or breach of these terms.
4. Community Guidelines
When participating in EFM discussions or comment sections:
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Be respectful and constructive.
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Do not post spam, offensive content, or solicit investment actions.
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Repeated violations may result in removal from the community.
5. Third-Party Content
EFM may occasionally link to external resources. We are not responsible for the accuracy or legality of third-party content.
6. Changes to These Terms
We reserve the right to update these Terms of Use at any time. Continued use of the website constitutes your acceptance of any changes.
7. Contact
If you have any questions about these Terms, please contact us:
📧 info@efmspace.ai